Transforming life and health insurance underwriting with smarter customer engagement
Enhanced Risk Assessment
Data-Driven Underwriting Accuracy
Continuous Health Monitoring
Personalized Customer Engagement
Aging clocks go beyond chronological age to reveal true health risks—physically and mentally. Our Blood and Mind Age clocks help insurers assess risk more accurately, personalize policies, and drive better outcomes for clients.
Biological Age-Based Underwriting for Smart Risk Decisions
Precision Risk Assessment with Aging Clocks
Leverage AI-powered biological age prediction to enhance underwriting accuracy and tailor health and life insurance risk profiles.
Customer Engagement through Personalized Health Insights
Deliver unique, data-driven experiences by integrating aging metrics into user portals, reports, and wellness programs.
Innovative Underwriting Models for Future-Ready Insurance
Transform traditional models with real-time biomarkers and predictive analytics to create dynamic, equitable, and scalable policies.
Smarter Underwriting Technology
Seamless API integration allows insurers to incorporate our technology into their existing app infrastructure, offering a fully customizable white-label solution.
Continuous Underwriting
Personalized Risk Profiling with Continuous Data
Continuous underwriting is now a growing reality, thanks to the availability of health data from wearables and other non-invasive sources. Insurers can now move beyond one-time health checks to offer real-time, individualized policies tailored to ongoing lifestyle and wellness changes.
Unified Health Model for Smarter Underwriting
The main challenge lies in interpreting vast amounts of health data—ranging from heart rate and sleep patterns to fitness and stress indicators. Integrating these into a cohesive model is essential to accurately assess individual risk and design personalized insurance plans.
Simplified Decisions with the Blood Age Clock
The Blood Age clock transforms complex biological data into a single, easy-to-understand metric. It quantifies overall health status while flagging early signs of accelerated aging, allowing insurers to underwrite policies with greater precision and proactive risk management.
The Future of Risk Assessment
Enhance Risk Prediction with Biological and Psychological Age Clocks
Human aging rate is a powerful indicator of overall health. Deep Longevity’s Blood Age clock evaluates 54 key biomarkers to provide a data-driven view of biological aging, enabling insurers to move beyond traditional risk metrics. This scientific advancement strengthens actuarial models and enhances the accuracy of long-term health outcome predictions—leading to smarter underwriting decisions, optimized pricing, and a competitive advantage.
Unlock “Pay as You Live” Models for Cost Savings and Market Growth
By leveraging insights from Blood Age and Mind Age clocks, insurers can personalize premium pricing and implement behavior-linked policies that reward healthier lifestyles. This approach can save millions annually through proactive risk reduction, attract a broader customer base seeking transparency, and offer dynamic, real-time assessments that enable early intervention—benefitting both insurers and policyholders.
Integrate Mental Health into Underwriting for Long-Term Impact
Mental well-being is a critical but often neglected factor in insurance risk assessment. Deep Longevity’s Mind Age clock quantifies psychological aging—shown to impact health more negatively than smoking. With AI-powered mental resilience scoring, insurers can support customer wellness, identify high-risk individuals earlier, and improve outcomes by addressing mental health. This integration redefines underwriting, promoting longer, healthier lives while reducing future claims.