As the insurance sector continues to innovate and adapt to new challenges, one of the most exciting advancements is the integration of biological data into customer engagement through aging clocks. Aging clocks are sophisticated tools that estimate biological age by analyzing biomarkers from standard blood reports. Unlike chronological age, biological age provides a more accurate reflection of an individual’s health, deeper insight into what drives longevity along with the opportunity to improve upon the metric.

At Deep Longevity, we are at the forefront of this transformation with our Blood Age Clock. This cutting-edge tool offers the insurance industry an unprecedented ability to help their customers assess their health risk accurately, improve health outcomes, and ultimately improve customer satisfaction and retention.

In the evolving landscape of health insurance, cutting-edge technologies like aging clocks, organ health scores, and personalized recommendations are set to revolutionize customer engagement and benefits.

Organ health scores evaluate the functionality and condition of vital organs, providing a detailed assessment of an individual’s overall health. Customers gain a comprehensive understanding of their organ health, allowing them to monitor changes over time and take corrective measures when necessary.

Personalized recommendations leverage data from aging clocks and organ health scores to offer individualized health advice, lifestyle changes, and preventive measures. Personalized health insights empower customers to make informed decisions about their health, leading to better outcomes and enhanced quality of life.

Conclusion

The integration of aging clocks, organ health scores, and personalized recommendations represents a significant leap forward in the health insurance industry. By embracing these technologies, insurers can offer more personalized, proactive, and preventive care solutions, ultimately improving the health and well-being of their customers.

Ready to transform your Insurance Business?

Contact us to learn how Blood Age Clock can revolutionize your customer engagement processes.

Aging clocks are now pervasive in the field of longevity. While new data types are being modelled to predict biological clocks, many of them are cost restrictive as well as lack consistency. In this scenario, building a low-cost aging clock that uses common clinical measurers and a few blood biomarkers to predict biological age while also providing health recommendations is of tremendous value. Deep Longevity’s Biometric Clock is uniquely positioned to help healthcare practitioners bring longevity advise to their clients.

The purpose and benefits of the Biometric Aging clock

The biometric aging clock was developed in response to the challenges posed by existing biological clocks, including the Blood Age clock, Epigenetic Clock, and Microbiome clock, all of which necessitate extensive data collection. For instance, the Blood Age clock relies on 45 blood biomarkers, making it challenging to obtain all the necessary data through a single blood test (though the clock works fairly well with an optimum set of 29 biomarkers). This requires users to undergo expensive blood tests to measure their biological age accurately.

Recognizing the need for a more accessible and streamlined solution, our biometric aging clock was designed to utilize only 17 blood biomarkers and 4 biometrics. Further, the clock also offers valuable insights and recommendations in addition to prediction of biological age. These insights empower users to make informed decisions to improve their lifespan and healthspan.

How it works and the technology behind it?

The model inputs 17 blood biomarkers and 4 biometrics and uses our proprietary machine learning models to predict biological age of an adult individual. Besides, depending on the impact of the biomarkers on an individual’s biological age, tailored recommendations are generated for improvement of overall health to reduce or maintain biological age.

User-friendly features or interface:

Access to biometrics clock is available through secure APIs and Deep Longevity’s SenoClock SaaS portal, offering convenient online usage hosted within your specific region. For a demo, please fill the form in Deep Longevity Contact — Deep Longevity.

Personalized Healthcare:

By understanding individual biological age, healthcare professionals can tailor interventions and treatments to address specific aging-related concerns. This personalized approach enhances the effectiveness of healthcare strategies.

Longevity Research:

Biometric aging clocks play a crucial role in longevity research, helping scientists identify factors that contribute to healthy aging and potential interventions to slow down the aging process.

Healthspan Extension:

The goal is not just to extend lifespan but to enhance healthspan — the period of life when individuals are healthy and free from age-related diseases. Biometric aging clocks provide valuable recommendations on diet, exercise and other aspects for achieving this goal.

Conclusion

Deep Longevity’s Biometric aging clock will open new frontiers in our quest to unravel the mysteries of aging and promote healthier, more fulfilling lives. As technology advances and our understanding of the human body deepens, our clock will likely become integral to preventive healthcare, offering personalized insights that empower individuals to take control of their well-being. The journey into the realm of biometric aging clock is an exciting exploration of the intersection between biology, technology, and the potential for a longer, healthier future.

Why HR Directors are reprioritizing employee wellness platforms: unveiling the importance and unique value of Senoclock Gold employer wellness platform. 

Enhance Employee Engagement: SenoClock Gold Employer Wellness Platform offers a comprehensive suite of health and wellness features driven by AI aging clocks, encouraging employees to embrace healthier habits. These benefits, in turn, directly boost productivity levels. Moreover, by fostering Employee Engagement, the platform encourages heightened enthusiasm and commitment among employees. With smart dashboards providing unique insight into health and personality traits, the wellness platform creates a motivating, high-energy environment resulting in a more engaged

Leveraging Data for Proactive Health Interventions:  SenoClock Gold comes with views on overall Employee Health status at an aggregate level that will give HR Directors the ability to proactively make decisions to marshal additional resources for employee wellbeing. Companies can leverage this data to understand health risk profiles and trends within their organization, and devise health initiatives accordingly. It heralds a shift from reactive to proactive interventions, thus having a far-reaching impact on the health of the workforce.  

Skyrocketing healthcare costs: Implementing SenoClock Gold employer wellness platform can help nip the issue of rising healthcare costs in the bud. Knowing your biological health is a great motivator to improving one’s health. A culture of health would lead to reduced instances of chronic diseases and health complications. Consequently, companies can expect a dip in healthcare costs.  

An employee wellness platform like SenoClock Gold is a welcome measure to create a healthier, happier, and more productive workforce. So, why wait? It is time HR Directors realize the exciting possibilities that a unique employee wellness platform like SenoClock Gold offers and and deftly steer their organizations towards a culture of wellness and productivity.  

Healthy employees = productive employees. Simple, isn’t it? 

We are almost at the first of January. The month of the year when everyone at every organization sits down to review their progress and ups and downs in the past year. It’s only fair that the industry that keeps talking about adding years to human lives performs its due share.

The year 2022 has been one of the investigations, findings, launches, and new avenues of longevity science and technology. We have moved from the initial incubation steps at Insilico Medicine to publish patents of our own, launch new frontiers of health and wellness technology, and integrate our services beyond individual aging clocks.

Here is a quick review of the year past –

New research and scientific publications

Researchers at Deep Longevity published two scientific studies in 2022. Both papers were published in top peer-reviewed academic journals with a focus on human longevity and aging.

The happiness research: Researchers at Deep Longevity and Harvard Medical School came together to publish a new study exploring the true causes of happiness and human longevity. Scientists proposed a deep learning model of human psychology that can predict the subjective age and current well-being of a person. The researchers have also demonstrated how SOM models and AI can be used to promote psychological well-being and slow down aging.

True factors of human aging: Researchers at Deep Longevity and the University of Hong Kong join hands to publish one of its kind study on Chinese older adults. The study used different aging clocks based on blood biomarkers and psychological well-being to predict the subjective age of a test group. And the results demonstrated how psychological and socioeconomic factors affect human aging more than hazardous acts like smoking and serious diseases.

Welcoming new customers and clients at Deep Longevity

Advanced longevity clinics and healthcare providers have already started using multiple branded and white-label LaaS products by Deep Longevity. Although, we expect the trend to continue and power through 2023 and beyond. Here is to the new longevity customers who have pioneered and joined us this year —

Cidrani – Cidrani is a HealthTech startup building an AI-powered platform and pioneering microbiome diversity in the guts to improve human well-being and longevity. Duped as the most-innovative organic beverage, their fermented micro drinks are rich in postbiotics that stimulate immune response and reduce inflammation.

Modern Age – Modern Age is an advanced, NYC-based longevity clinic that offers personalized slow-aging and anti-aging treatments to prolong happiness and well-being.

Deep Launches | New Products by Deep Longevity

The year again witnessed Deep Longevity develop and launch advanced products and tools. These solutions will not only help longevity experts and doctors diagnose aging but also allow professionals in related fields, e.g., health insurance, human resource, drug design, etc., to offer better services.

SenoClock – Launched in November 2022, SenoClock is a SaaS-based aging clock platform that offers all our aging clocks. It allows doctors and professionals to access biological, psychological, and a variety of subjective aging clocks to evaluate and improve the aging rate and well-being of their patients. The integrative approach, nestled within this tool, will also allow for better care and longevity services in the future.

Our current focus is to avail all our aging clocks to SenoClock. We plan to open the platform for other providers and research groups who may want to offer their aging clocks via SenoClock. It will not only help launch new models of advanced aging clocks — but also allow doctors to keep up with the latest technology. We’ll share more on this in the year to come!

Futurself.ai – More than 30000 people are already using Futurself.ai to measure their psychological age and well-being based on a simple questionnaire. Built upon the MindAge clock, the free web service also has an embedded recommendation engine that offers personalized recommendations based on different psycho types and SOM-analysis to improve the psychological well-being of the user.

Although, Futurself and its recommendation engine can improve the aging rate in most use cases. People are still advised to consult trained and certified professionals for significant results.

Global Media Coverage & Social Signals

Journalists and scientists around the world are talking about us and our work. Deep Longevity and its research projects have been covered by some of the most prominent media houses and social accounts from around the globe.

These stories not only help us reach more users but also inform the populace about the new frontiers of longevity science and technology. Here are some of the top stories that our team loves –

Wall Street Journal – Our CEO was interviewed by Wall Street Journal in an exclusive coverage that focused on Deep Longevity’s research in the context of aging clocks and longevity.

Forbes – In a Forbes article, our founder and CLO discussed the plasticity of the psychological age – and how our AI tools and recommendation engine may reverse or slow down the damage and help individuals find the optimal path to mental stability.

Bloomberg – Deep Longevity’s research director was covered on Bloomberg. They discussed different approaches to cure aging and improve human longevity, including both digital models of brains and physiological longevity. It’s an interesting read.

The Telegraph – The Telegraph covered our research on the effects of psychosocial factors on aging, which demonstrated how feelings of happiness, hope, and safety lead to better health outcomes.

Fox News – Fox News covered our research on how loneliness can be worse for your health than smoking and serious health and kidney diseases.

SCMP – South China Morning Post covered the launch of Futurself.ai and an exclusive telephonic interview with our CLO, Alex Zhavoronkov.

The Longevity Podcast

Our CEO and CLO appeared on the Inside Tracker podcast with their CEO, Dr. Gil Blander, and Lead Nutrition Scientist, Ashley Reaver

They discussed everything from why we started, how artificial intelligence and deep learning may predict subjective age based on different data types, organ-specific age, modern age diagnosis, longevity therapeutics, and drug design, to other applications of Deep Longevity aging clocks in different industries.

Alex also explained how different aging clocks and recommendation engines correlate and function behind the scene to deliver subjective age reports. You can watch the complete podcast on their YouTube channel. It’s a fun watch, especially when they struggle to explain what exactly it is that these aging clocks measure.

What’s next for Deep Longevity?

Now that we are done with the review of the year – let’s move to the plans for the year ahead.  

As of now, our experts are working day and night to bring the MindAge clock to the SenoClock platform. It will allow physicians and longevity professionals to evaluate the psychological age, well-being, and maturity of their patients, clients, and employees on the go.  

The end goal is to integrate and avail all our aging clocks on SenoClock as soon as possible. It will not only benefit the platform but also quicken the process for the doctors and patients who may want to use these tools in clinical settings.  

Our product and legal teams are also working on a new patent application. The process for which is well underway, and we expect the results either by the end of 2023 or the year next.

And our research continues…

Our researchers and scientists continue to explore new avenues of deep learning and artificial intelligence in the context of aging and longevity. And we plan to publish more exciting findings and news in the near future.  

It is our promise that we will continue with the efforts to improve your and your patient’s future health and happiness. Here is to celebrate the frontiers of human longevity. May your new year bring all the joy and accomplishments you wish for!

We wish you a very very Happy New Year

But wait… 

Have you decided on a goal for your biological or psychological age at the end of 2023? Maybe, you want to slow down aging – or start tracking your aging rate? 

Longevity and preventive medicine require continuous effort, monitoring, and care to improve your health and life. If you haven’t started already, at least think about it. The earlier you begin taking care of your physical and mental health and well-being, the better for you and your family.

Insurance underwriting transformation is turning into a buzzword already. Insurers across the globe are exploring ways to tap into new customer profiles without increasing risk. In this context, mental health consideration opens a whole new avenue of products, added benefits, advanced premium calculations, better protection, extended human life, etc. 

Mental health issues affect more than 25% of the population across England. The proportion has only risen since the pandemic, which is still ongoing.  

Although a sizable number of organizations and employers have taken note of the situation and now offer some sort of mental health-related support for their employees, this is more of a reactive nature in terms of days off, some internal counselling etc.. The time (and market) is ripe for the much-needed preventive measures that employers can take themselves, it is also inevitable that insurance underwriting undergoes transformation to cover individual customers as well as the customer base of their employers. 

Mental Health Tools for Insurance Underwriting Transformation

Emerging technology and solutions that address psychological resilience and well-being can help insurance underwriters. For example, AI-based psychological age calculator and recommendation engine by Deep Longevity allows insurance providers to both evaluate their customers as well as help them lead a better, longer, and healthier life. 

We know that psychological states affect everything we do – from following a healthy diet and lifestyle to taking medications as per the schedule. These factors converge over time. And for someone dealing with issues like stress, anxiety, mild to severe depression, etc., the effect on health and longevity can be catastrophic.   

Deep Longevity provides a portfolio of aging clocks, including the Psychological Aging Clock, to predict the current biological age and future health prospects. Psychological age refers to the mental state most typical for people of a certain age group. The Psychological Aging Clock measures the psychological well-being of a person, which has a much higher impact on physical health and aging than the best of past speculations. 

This article expands upon our previous issue that explored how BloodAge Clock can improve the health insurance underwriting for both the insurance provider(s) and their customers. The Psychological Aging Clock goes further beyond! Get ready for the insurance underwriting transformation. 

The Missing Factor

Although, insurance underwriters rely on a multitude of factors to determine insurance premiums. Age and Tobacco consumption play the deciding role. Insurers around the world focus on these two parameters without a clear understanding of the former and comparative impact analysis of the latter. 

However, new research by the scientists at Deep Longevity has found a third parameter, which has a bigger impact on physical health and aging compared to smoking. Poor psychological states can accelerate the pace of aging and deterioration of human health much more than tobacco or nicotine. 

It is essential to include mental health and psychological well-being within basic healthcare plans to help people live long and healthy lives. The insurance underwriting transformation of this magnitude will not only reduce healthcare costs and insurance claims but also improve employee productivity, health data collection, medical research, and new markets for insurance providers. 

The Challenge: A ballooning hidden cost

Mental health care is mysterious, barely understood and broken at best. 

Anxiety and depression are the most commonly diagnosed psychological issues in the UK. Insurers offer special packages and premiums to manage these and a few other problems. They do not holistically factor in mental health, which can be measured by psychological age, to determine the associated risk a customer will face in the future. 

There is also no preventive plan to avoid mental health issues, unlike physical health issues with cues on frequent tests, exercise, diet, lifestyle, etc. 

Isn’t it an oxymoron that insurance providers rely on ‘intelligent underwriting systems’ with ‘hard coded rules’ to determine insurance premiums? Higher BMI equals higher premiums, and so do alcohol consumption and smoking. And it all works until you factor in the true cost of mental health and its impact on physical health and mortality. 

Insurers cannot continue to ignore mental health and its potential impact on physical health. The archaic equation of insurance underwriting is futile without factors like psychological age. It is not enough to offer plans for a few diagnosed conditions. 

Even with those plans in place, the cover and treatment for mental health issues like depression and anxiety are sporadic at best. Ignoring the significant impact mental health can have on physical health and aging also misses and leaves the opportunity and avenue of preventive health, which may change the whole conversation around mental health and extend human life. 

The majority of the global workforce deals with some mental health issues – with 59% reporting at least one challenge. Some employers have already stepped up to offer help in the form of leaves, work-life balance, counseling, etc. But it is not enough and not safe enough. 

Insurers must step in to protect and promote better life choices. That is why the insurance underwriting transformation becomes essential. 

The Opportunity: Extending human life (and revenue cycles)

Aging clocks, when availed via infinitely extensible, personalized, and globally deployed digital platforms, can benefit the mental health ecosystem beyond measure. Insurance providers can not only use such technology to evaluate the customers but also help them to extend their healthspan and lifespan. 

It is usually not easy for insurers to provide enough cover for people working in an unstable physical or financial environment. However, knowing the biological and psychological age and profile of such a potential customer may be an opportunity for both parties. Insurance providers will be able to offer services for the huge population working in unconventional and risky industries. And people who need these services the most will finally have access. 

On the other hand, these tests can also uncover potential mental health issues. So, insurers can offer better protection and preventive care at the right time. 

Psychological profile, as measured by Deep Longevity’s MindAge aging clock, along with biological age prediction by Blood Age, gives a better picture of a customer’s current well-being and future health prospects. 

The insurance company that transforms its underwriting practices and implements such a technology will not only add customers and revenue but also help those customers enjoy a long and healthy life. It’s essential for industry leaders to adopt new technologies to keep up with emerging competition.

Contact us to learn more about MindAge and other tools to transform insurance underwriting at your organization.